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	<title>Comments on: First Draft of a Grand Unified Theory: A Chronology of the Katrina and Scruggs cases from mid-2006 to January 2008</title>
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	<link>http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/</link>
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	<item>
		<title>By: spellcheck</title>
		<link>http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-50046</link>
		<dc:creator>spellcheck</dc:creator>
		<pubDate>Wed, 03 Dec 2008 21:47:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-50046</guid>
		<description>Her name is &quot;Birnbaum&quot; not Burnbaum. Get it right.</description>
		<content:encoded><![CDATA[<p>Her name is &#8220;Birnbaum&#8221; not Burnbaum. Get it right.</p>
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		<title>By: Concerned</title>
		<link>http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16066</link>
		<dc:creator>Concerned</dc:creator>
		<pubDate>Tue, 08 Apr 2008 13:30:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16066</guid>
		<description>Researcher@23- My apology as the intent of the question was definitely not to offend any policyholders who have suffered greatly. I too am a concerned coastal resident from FL. I just found the last names certainly interesting since the Mayor is from the same city as a whistleblower from the same area and the news stories seem to be much more prevalent now about the mayor&#039;s involvement than when Katrina problems initially surfaced (seems they are coming out more since Lott&#039;s retirement as Gene Taylor&#039;s articles and comments on the wind were initially commenting about Lott&#039;s support for adding wind to flood coverage).

No intent to diminish pain and suffering anyone dealing with hurricane damage has suffered whatsoever.</description>
		<content:encoded><![CDATA[<p>Researcher@23- My apology as the intent of the question was definitely not to offend any policyholders who have suffered greatly. I too am a concerned coastal resident from FL. I just found the last names certainly interesting since the Mayor is from the same city as a whistleblower from the same area and the news stories seem to be much more prevalent now about the mayor&#8217;s involvement than when Katrina problems initially surfaced (seems they are coming out more since Lott&#8217;s retirement as Gene Taylor&#8217;s articles and comments on the wind were initially commenting about Lott&#8217;s support for adding wind to flood coverage).</p>
<p>No intent to diminish pain and suffering anyone dealing with hurricane damage has suffered whatsoever.</p>
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		<title>By: Sailor</title>
		<link>http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16065</link>
		<dc:creator>Sailor</dc:creator>
		<pubDate>Tue, 08 Apr 2008 13:25:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16065</guid>
		<description>Concerned at 12: Don&#039;t know if the mayor of Ocean Springs, Connie Moran is related to Cori, but you are WAY OFF BASE to speculate that her support for multi-perils insurance is REMOTELY tied to any imagined family relationships! Congressman Taylor has garnered bi-partisan support in congress for this bill.  The entire Mississippi Washington delegation supports it, and you&#039;d be hard-pressed to find opposition from any local leaders on the coast, especially not from one of the FEW elected Democrats.  Everything that happens down here is not in some sinister way connected to Scruggs!</description>
		<content:encoded><![CDATA[<p>Concerned at 12: Don&#8217;t know if the mayor of Ocean Springs, Connie Moran is related to Cori, but you are WAY OFF BASE to speculate that her support for multi-perils insurance is REMOTELY tied to any imagined family relationships! Congressman Taylor has garnered bi-partisan support in congress for this bill.  The entire Mississippi Washington delegation supports it, and you&#8217;d be hard-pressed to find opposition from any local leaders on the coast, especially not from one of the FEW elected Democrats.  Everything that happens down here is not in some sinister way connected to Scruggs!</p>
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		<title>By: lotus</title>
		<link>http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16057</link>
		<dc:creator>lotus</dc:creator>
		<pubDate>Tue, 08 Apr 2008 08:07:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16057</guid>
		<description>&lt;em&gt;The King of Torts Toots&lt;/em&gt; . . . hmm, I dunno, DB, sounds more like me than NMC, but we&#039;ll see. 

Helluva chunk of work product he&#039;s sharing here, isn&#039;t it? And making it look easy? If any of the wannabe-Scruggs-authors try to cadge this marvel for their own purposes, we&#039;re here to testify where they got it.</description>
		<content:encoded><![CDATA[<p><em>The King of Torts Toots</em> . . . hmm, I dunno, DB, sounds more like me than NMC, but we&#8217;ll see. </p>
<p>Helluva chunk of work product he&#8217;s sharing here, isn&#8217;t it? And making it look easy? If any of the wannabe-Scruggs-authors try to cadge this marvel for their own purposes, we&#8217;re here to testify where they got it.</p>
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		<title>By: Researcher</title>
		<link>http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16054</link>
		<dc:creator>Researcher</dc:creator>
		<pubDate>Tue, 08 Apr 2008 04:51:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16054</guid>
		<description>Concerned, you insult thousands of people when you suppose that anyone upset about insurance practices must have some ulterior motive related to Scruggs. Give us a break. People were cheated on their claims and now again on their premiums. No one needed Scruggs or the Rigsbys to tell them they were being screwed or to inspire them to demand action to fix the problems.</description>
		<content:encoded><![CDATA[<p>Concerned, you insult thousands of people when you suppose that anyone upset about insurance practices must have some ulterior motive related to Scruggs. Give us a break. People were cheated on their claims and now again on their premiums. No one needed Scruggs or the Rigsbys to tell them they were being screwed or to inspire them to demand action to fix the problems.</p>
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		<title>By: NMC</title>
		<link>http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16053</link>
		<dc:creator>NMC</dc:creator>
		<pubDate>Tue, 08 Apr 2008 04:45:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16053</guid>
		<description>Researcher, where could I find the first three sentences in #21 documented?  I&#039;ve heard variants on that.</description>
		<content:encoded><![CDATA[<p>Researcher, where could I find the first three sentences in #21 documented?  I&#8217;ve heard variants on that.</p>
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		<title>By: Researcher</title>
		<link>http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16052</link>
		<dc:creator>Researcher</dc:creator>
		<pubDate>Tue, 08 Apr 2008 04:41:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16052</guid>
		<description>NMC, 
Scruggs and State Farm first agreed to terms for the 640 or so SKG clients, supposedly in November 2006. Then they worked out a separate framework for a class settlement for coastal State Farm customers who had not yet sued. SF held them both hostage until Hood dropped the criminal case. Hood had his own civil case in Hinds County. The three separate settlements were announced in Jan. 2007. State Farm paid settlements to SKG clients, but slipped out of the other two by partnering with George Dale to reassess claims after Judge Senter rejected the terms of the class settlement. Hood is still pursuing his civil case.</description>
		<content:encoded><![CDATA[<p>NMC,<br />
Scruggs and State Farm first agreed to terms for the 640 or so SKG clients, supposedly in November 2006. Then they worked out a separate framework for a class settlement for coastal State Farm customers who had not yet sued. SF held them both hostage until Hood dropped the criminal case. Hood had his own civil case in Hinds County. The three separate settlements were announced in Jan. 2007. State Farm paid settlements to SKG clients, but slipped out of the other two by partnering with George Dale to reassess claims after Judge Senter rejected the terms of the class settlement. Hood is still pursuing his civil case.</p>
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		<title>By: Researcher</title>
		<link>http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16051</link>
		<dc:creator>Researcher</dc:creator>
		<pubDate>Tue, 08 Apr 2008 04:24:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16051</guid>
		<description>I am not surprised; just disgusted. Burden of proof is not a complicated concept and Judge Senter got it exactly right. The appelate judges were not confused. They were looking for some rational to throw out the verdict and the damages because they are biased idealogues. Of course substantial damage might have been caused by flooding. The point of law and fact is that it was State Farm&#039;s resposibility to prove the exclsion or else pay the claim and State Farm did not attempt to prove it. Insurance law is not rocket science.</description>
		<content:encoded><![CDATA[<p>I am not surprised; just disgusted. Burden of proof is not a complicated concept and Judge Senter got it exactly right. The appelate judges were not confused. They were looking for some rational to throw out the verdict and the damages because they are biased idealogues. Of course substantial damage might have been caused by flooding. The point of law and fact is that it was State Farm&#8217;s resposibility to prove the exclsion or else pay the claim and State Farm did not attempt to prove it. Insurance law is not rocket science.</p>
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		<title>By: Sop81_1</title>
		<link>http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16045</link>
		<dc:creator>Sop81_1</dc:creator>
		<pubDate>Tue, 08 Apr 2008 01:38:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16045</guid>
		<description>SKG was announced in October 2005 if memory serves NMC.  The solicitation I received was dated in December 2005.

Researcher I appreciate the sentiment but IMHO Broussard was lost on appeal the day it was won.

My distaste for insurance industry propaganda often found on Mr Rossmiller&#039;s site is well documented. Chip Merlin, however, was at the 5th Circuit when the appeal was argued.  His post from December 2007 on the subject was my first stop when the news broke. He nailed this decision months in advance.

Here is the link to Mr Merlin&#039;s &lt;a href=&quot;http://merlinlawgroup.wordpress.com/2007/12/07/broussard-oral-argument-warming-the-bench-is-no-easy-task/&quot; rel=&quot;nofollow&quot;&gt;blog entry&lt;/a&gt; on the subject.

sop</description>
		<content:encoded><![CDATA[<p>SKG was announced in October 2005 if memory serves NMC.  The solicitation I received was dated in December 2005.</p>
<p>Researcher I appreciate the sentiment but IMHO Broussard was lost on appeal the day it was won.</p>
<p>My distaste for insurance industry propaganda often found on Mr Rossmiller&#8217;s site is well documented. Chip Merlin, however, was at the 5th Circuit when the appeal was argued.  His post from December 2007 on the subject was my first stop when the news broke. He nailed this decision months in advance.</p>
<p>Here is the link to Mr Merlin&#8217;s <a href="http://merlinlawgroup.wordpress.com/2007/12/07/broussard-oral-argument-warming-the-bench-is-no-easy-task/" rel="nofollow">blog entry</a> on the subject.</p>
<p>sop</p>
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		<title>By: shaveswithaoccamsrazor</title>
		<link>http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16034</link>
		<dc:creator>shaveswithaoccamsrazor</dc:creator>
		<pubDate>Mon, 07 Apr 2008 23:37:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.folo.us/2008/04/07/first-draft-of-a-grand-unified-theory-a-chronology-of-the-katrina-and-scruggs-cases-from-mid-2006-to-january-2008/#comment-16034</guid>
		<description>Dylan wins a Pulitzer prize according to CNN...http://tinyurl.com/5ov6ff ...if NMC puts all this stuff together he&#039;s going to win one also. Maybe some people on the Pulitzer prize nominating committee read Folo and got the idea from NMC&#039;s usage of old Dylan tunes....http://tinyurl.com/4vtdg3   </description>
		<content:encoded><![CDATA[<p>Dylan wins a Pulitzer prize according to CNN&#8230;<a href="http://tinyurl.com/5ov6ff" rel="nofollow">http://tinyurl.com/5ov6ff</a> &#8230;if NMC puts all this stuff together he&#8217;s going to win one also. Maybe some people on the Pulitzer prize nominating committee read Folo and got the idea from NMC&#8217;s usage of old Dylan tunes&#8230;.<a href="http://tinyurl.com/4vtdg3" rel="nofollow">http://tinyurl.com/4vtdg3</a></p>
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